Terms & Conditions
Effective Date: March 2026
By accessing and using this website operated by Gateway Wealth Strategies (“we,” “us,” or “our”), you agree to the following terms and conditions.
Educational Purpose
The content provided on this website, including the book chapter download, retirement readiness assessment, and email communications, is for educational and informational purposes only. It does not constitute investment advice, tax advice, legal advice, or a recommendation to buy or sell any securities.
No Client Relationship
Accessing this website, downloading materials, completing the assessment, or requesting an appointment does not establish an advisory or client relationship with Bob Lauro or Gateway Wealth Strategies. A formal client relationship is established only through the execution of appropriate agreements.
Assessment Disclaimer
The Retirement Readiness Assessment and resulting Gap Report are educational tools designed to provide a general overview of retirement planning topics. The scores and interpretations are not a substitute for personalized financial planning. Your individual circumstances, including your complete financial picture, risk tolerance, and goals, should be reviewed with a qualified financial professional before making any decisions.
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the completeness, accuracy, or reliability of any content on this website. Financial regulations, tax laws, and market conditions change frequently.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of third-party sites.
Intellectual Property
All content on this website, including text, images, the book chapter, and assessment materials, is the property of Gateway Wealth Strategies and is protected by applicable copyright laws. You may download and use materials for personal, non-commercial purposes only.
Limitation of Liability
Gateway Wealth Strategies shall not be liable for any damages arising from your use of this website or reliance on any information provided herein, including but not limited to direct, indirect, incidental, or consequential damages.
Governing Law
These terms shall be governed by the laws of the Commonwealth of Pennsylvania without regard to conflict of law provisions.
Changes to These Terms
We reserve the right to update these terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of any modifications.
Contact
For questions about these terms, please contact:
Gateway Wealth Strategies
Pittsburgh, PA
Email: [email protected]